Terms and conditions for your subscription

These terms outline the agreement between you and xenolavitre for our financial planning subscription service. Please read carefully before using our website or subscribing.

September 14, 2025

Your acceptance of these terms

By using our site or subscribing to our service, you agree to these terms and conditions. If you do not accept these terms, do not use our services. Continued use after changes means you accept any updates.

Definitions

The following terms are used throughout this agreement.

• "Service" means the subscription-based financial planning and consultation offered by xenolavitre.
• "Subscriber" refers to any individual or entity that signs up for our monthly plan.
• "Content" includes all information, materials, and consultations provided via our website or advisors.
• "Fee" refers to the $250 monthly charge for ongoing access to our services.

Service usage

Your subscription grants you access to consultations and planning sessions, subject to these terms. All advice is general in nature and based on information you provide.

Eligibility

Our service is available to Australian residents aged 18 or over. You must provide accurate information and notify us of changes.

Not available outside Australia.

Your responsibilities

As a subscriber, you agree to the following conditions.

• Provide accurate, up-to-date information at all times.
• Use the service for lawful purposes only and follow applicable Australian laws.
• Respect the privacy, security, and rights of our advisors and other clients.
• Do not share your subscription or account access with non-subscribers.

What is not allowed

Certain activities are prohibited when using our service.

• Using the service for any unlawful or fraudulent activity.
• Attempting to reverse engineer, hack, or disrupt our website or systems.
• Uploading or sharing false, misleading, or harmful information.
• Interfering with other users’ access or experience.
• Using our services for commercial resale or unauthorised advice.

Intellectual property rights

All site content, branding, and materials are owned by xenolavitre or its licensors. You may not copy, modify, distribute, or use any content except as permitted by these terms or with our written consent.

Your content

You retain ownership of information you provide, but you grant us a licence to use it as needed to deliver our service.

Your privacy and data

Your information is handled per our Privacy Policy. We follow Australian privacy standards and take steps to protect your data. For full details, see our Privacy Policy. Read Privacy Policy

Important disclaimers and notices

Our service provides general advice and information only. We do not guarantee any specific outcome or result.

Limitation of liability

We are not liable for decisions or actions taken based on our advice. You are responsible for evaluating suitability for your needs.

Indemnity

You agree to indemnify us for any claims or losses arising from misuse of our site or services.

Dispute resolution process

We aim to resolve disputes amicably. If needed, disputes may be escalated as outlined below.

Governing law and jurisdiction

These terms are governed by Australian law. Any disputes are subject to the courts of Australia.

Termination

We may terminate or suspend your subscription for breach of terms or unlawful use. You may cancel before your next billing cycle.

Changes

We may update these terms as needed. Continued use means you accept any changes.

Severability

If any provision is invalid, the rest remains effective.

Entire agreement

These terms and policies constitute the full agreement between you and xenolavitre regarding our services.

Contact for terms questions

Contact us with any questions or concerns about these terms or your subscription.